Working Globally from San Francisco


An Intention for Becoming Debt Free

The New Year offers both a fresh start and an opportunity to reflect on the past. Did you live skillfully within your means in 2016? Or are you carrying over credit card debt that will haunt your 2017? According to NerdWallet, U.S. credit card debt was $129

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A Wish for Peace, Hope and Understanding

I wish us all well-being, peace and understanding as we move forward into 2017. Yes, it has been a fever-pitched divisive election season. Even the winners acknowledge their victory has been disheartening to many family, friends and neighbors. They reflect back on their own post election blues.

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Money: Love Notes from the Heart

Looking for a way to truly say “I love you” to the special Valentine in your life? Consider sitting down together for a heartfelt talk about your financial goals. A couple’s honest, open dialog about money is a far more intimate gift than the red-ribbon box of

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Just Say “No”

“I want what I want when I want it” is not just a toddler tantrum. With so much cool new stuff to buy, our inner 2-year-old makes many adults want it all—now—regardless of the financial consequences. The two words that can’t be tolerated: “no” and “wait.” The

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The All-American Auto Dream

Do you still buy into the American dream of a new car every 3 years? Even in this economy, the smell and feel of a new car continues to stir our blood. That’s because driving an automobile (preferably a new one) has long been associated with freedom

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College Grads: Engineers of the New Economic Landscape

It’s June, the merry month of caps and gowns and commencement speeches, still tipsy on the butter cream of graduation cake. For college grads, the last 4 (or 5 or 6) years is only a haze being replaced with a vision of adulthood. In yester-years that vision

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The Ivy League: Your Kid’s Choice—or Yours?

As parents, we want to do what’s best for our children, including steering them toward the college education they need to succeed in life. Even with uncertainty in the job market, one thing is certain—a college degree remains essential, personally and professionally. Financing a college education, however,

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The Gift of College

Parents, does the prospect of funding your child’s college education seem daunting? Even with regular contributions to college savings, are you overwhelmed by the idea of financing 5 years of college (the norm these days for fulfilling credits for a bachelor degree)? First, let me congratulate you

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Financing College: Have a Heart to Heart

Tis the season for caps and gowns, with many parents of grads cycling through excitement and angst. The letters have arrived, “congratulations, you’ve just been accepted into our college,” and with them the stress of how to pay the high cost of tuition. There’s reluctance for many

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Cultivate Trust with Your Gut

I’m probably not alone when I confess that growing up, my family had a set of truths about the way things looked on the outside disconnected from the way things felt on the inside. Our authority figures (parents and others), taught us to disregard how we felt

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Working Globally from
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